At Busse Wealth Management, LLC you will work with a team of specialists who will help you prepare and execute an estate plan that is right for you and your beneficiaries.

One overlooked aspect of estate planning, other than avoiding taxes, is the fact that Insurance documents and other contracts may supersede the wishes you lay out in your will. Making sure all your beneficiary forms are in order, that you are transferring your assets in the most tax efficient manner, and that you have a continuity plan in place to ensure that your loved ones are taken care of while your estate is making its way through the courts, are all vital pieces of your plan. Give you and your loved ones the peace of mind that comes with knowing that you have a sound financial plan that takes care of them when the time comes.

Have you ever heard someone talking about stocks, bonds, or mutual funds and been a little confused? Does the mention of investments or financial topics seem overwhelming? Understanding some basic information about financial investments can be a great first step in learning how to invest, knowing your path to retirement, or maximizing the rate of return on your money.

A financial investment is an asset that you put money into with the hope that it will grow or appreciate into a larger sum of money. The idea is that you can later sell it at a higher price or earn money on it while you own it. You may be looking to grow something over the next year, such as saving up for a car, or over the next 30 years, such as saving for retirement.

We believe that life is more than a paycheck and our mission is to ease your worries and help you create a sound and stable financial strategy for your retirement.

As Part of The Busse Wealth Management, LLC process, we'll help you create a retirement income plan that balances:

• Daily Living Expenses
• Budgeting for Luxuries & Quality of Life
• Planning your Social Security Benefits for Maximum Results (Social Security can add $1M to your retirement fund)
• Factoring in Pensions Withdrawal Strategies
• Factoring in both Expected & Unexpected Medical Expenses
• Planning for the Unexpected and the Inevitable

One of the most imperative decisions you can make in regard to your retirement is when to start receiving your Social Security benefit.

There are pros and cons to delaying your benefit, as well as receiving it as soon as you become eligible - at age 62. We can help you navigate this process by showing you precisely what to do, and at what time, to maximize your Social Security Benefit.

Tax planning is the analysis of a financial situation or plans to ensure that all elements work together to allow you to pay the lowest taxes possible.

A plan that minimizes how much you pay in taxes is referred to as tax efficiency. Tax planning should be an essential part of an individual investor's financial plan. Reduction of tax liability and maximizing the ability to contribute to retirement plans are crucial for success.

Tax planning takeaways:

• Tax planning is the analysis of a financial situation or plans to ensure that all elements work together to allow you to pay the lowest taxes possible.
• Considerations of tax planning include the timing of income, size, the timing of purchases, and planning for expenditures.
• Tax planning strategies can include saving for retirement in an IRA or engaging in tax gain-loss harvesting.